In northern Colorado this month, more than one car dealership suffered hail damage in their parking lots, including Interstate Ford in Dacono, Stevinson Lexus of Frederick, Stapp Interstate Toyota and Rickenbaugh Infiniti. At least 300 vehicles were struck, some new car inventory and some belonging to customers. See this KDVR story for video and more information.

Colorado and Texas are hail damage hot spots. Here are the top 10 counties in Colorado with the most hail and wind damage in 2018, according to Allstate.

  1. Adams
  2. El Paso
  3. Weld
  4. Boulder
  5. Arapahoe
  6. Jefferson
  7. Larimer
  8. Denver
  9. Douglas
  10. Broomfield

This summer on the 4th of July holiday, hail fell on Denver metro area, briefly interrupting celebrations. The massive hail storm that hit Denver during rush hour in May 2017 generated 13 percent of all damage insurance claims nationally that year, $2.3 billion. Damage from severe storms exceeds $10 billion in the United States, and 70 percent of that cost comes from hail.

This spring, more than 500 cars were damaged at a car dealership in San Antonio, TX. Management at North Park Lexus Dominion estimated inventory damages exceeding $1 million. In May 2018, nearly 400 vehicles were damaged at Caldwell Country Chevrolet in central Texas.

According to Allstate, here are the 10 counties in Texas with highest number of wind and hail claims, 2007-2017:

  1. Collin
  2. Denton
  3. Midland
  4. El Paso
  5. Parker
  6. Tarrant
  7. Dallas
  8. Bell
  9. Johnson
  10. Fort Bend

In May 2019, a large storm hit the auto mile in Lehigh and Berks counties, PA. Early damage estimates range $700,000 – $1 million. Four months later, dealerships in the area are still offering “hail sale” price discounts.

This type of storm might be a rare occurrence in some areas, but for businesses in Texas and Colorado it is much more likely. If your dealership gets hit, the choice will be between paying deductibles for each damaged vehicle and risking increased premiums, or repairing and selling them at a lower rate.